6 Different Ways to Rid Yourself of Debt: Which Are Right for You?

With holiday expenses looming right around the corner, now is the time to focus on reducing your debt as well as your expenses! The process doesn’t have to be painful — in fact, it is probably much easier than you think — PLUS Motherstucker has some ideas on how the payoff can be FUN!

♦ Say adios to your landline (home phone) if you have adequate cell service at your home, or consider downgrading to a cheaper package.

♦ Downgrade your cable package too, or get rid of it entirely. There are SO many great options for TV entertainment these days! #NetflixAndChill 😉 Same for your utilities — call your  utility companies & get on a budget plan to give you more consistency with expenses each month. While you’re at it, program your thermostat for savings on heating/cooling when you’re not at home. The following is a Motherstucker guest post with even more help on the topic:

Guest Post: Easy Tips to Save Money on Utilities

♦ Sell/Buy clothes for yourself & the entire family at your local consignment store. Also consider renting clothing. Yes!  Rent the Runway & even FittedTot.com for the babies or toddlers in your family. This Motherstucker Blog post from last year outlines the $ SAVING service:

Save Money, Save Time, Save Space – Fittedtot.com

♦ Hold a yard sale! Advertise higher quality items on Craigslist, Facebook Sale Pages, or the local newspaper.

♦ Get some help! Use a trusted company like Nationwide Debt Direct that educate consumers on one of the strongest proven debt-elimination processes out there today, helping you develop a solution to deal with intolerable amounts of credit card & other unsecured debts. Their customized in-house debt reduction strategies can help you get your finances back on track & you can become debt free in as little as 12-36 months. Don’t forget to check out the Nationwide Debt Direct Scholarship info too! Students from all majors & areas of study are encouraged to apply. The following people are eligible to apply for the Nationwide Debt Direct scholarship:

  1. High school students graduating this calendar year, and have been accepted into a college, or university in the USA.
  2. Students currently enrolled in a college or university, and not having reached their senior year.

♦ Download Apps for where you shop often. Once you have the app installed, focus on buying mostly sale items at grocery store or generic brands to reduce your cost. Use a grocery store awards program to earn money off gas. Buy your most expensive groceries in bulk at Coscto: meats, breads, cheese, produce, paper products. Establish a monthly grocery budget for the additional needs at regular grocery stores.

Leave a Reply

Your email address will not be published. Required fields are marked *