With holiday expenses looming right around the corner, now is the time to focus on reducing your debt as well as your expenses! The process doesn’t have to be painful — in fact, it is probably much easier than you think — PLUS Motherstucker has some ideas on how the payoff can be FUN!
♦ Say adios to your landline (home phone) if you have adequate cell service at your home, or consider downgrading to a cheaper package.
♦ Downgrade your cable package too, or get rid of it entirely. There are SO many great options for TV entertainment these days! #NetflixAndChill 😉 Same for your utilities — call your utility companies & get on a budget plan to give you more consistency with expenses each month. While you’re at it, program your thermostat for savings on heating/cooling when you’re not at home. The following is a Motherstucker guest post with even more help on the topic:
♦ Sell/Buy clothes for yourself & the entire family at your local consignment store. Also consider renting clothing. Yes! Rent the Runway & even FittedTot.com for the babies or toddlers in your family. This Motherstucker Blog post from last year outlines the $ SAVING service:
♦ Hold a yard sale! Advertise higher quality items on Craigslist, Facebook Sale Pages, or the local newspaper.
♦ Get some help! Use a trusted company like Nationwide Debt Direct that educate consumers on one of the strongest proven debt-elimination processes out there today, helping you develop a solution to deal with intolerable amounts of credit card & other unsecured debts. Their customized in-house debt reduction strategies can help you get your finances back on track & you can become debt free in as little as 12-36 months. Don’t forget to check out the Nationwide Debt Direct Scholarship info too! Students from all majors & areas of study are encouraged to apply. The following people are eligible to apply for the Nationwide Debt Direct scholarship:
- High school students graduating this calendar year, and have been accepted into a college, or university in the USA.
- Students currently enrolled in a college or university, and not having reached their senior year.
♦ Download Apps for where you shop often. Once you have the app installed, focus on buying mostly sale items at grocery store or generic brands to reduce your cost. Use a grocery store awards program to earn money off gas. Buy your most expensive groceries in bulk at Coscto: meats, breads, cheese, produce, paper products. Establish a monthly grocery budget for the additional needs at regular grocery stores.